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Top Instant Loan Apps in India 2024 to Fulfill Your Financial Requirements

Instant loan apps offer a convenient solution when unexpected expenses like medical bills or educational fees arise, and you’re short on funds. With minimal paperwork and speedy processing times, these apps streamline the borrowing process. If you’re having trouble deciding which app to opt for, we’ve got you covered. Below, you’ll discover a curated list of the finest instant loan apps, evaluated based on reviews, ratings in the app marketplace, and key details such as interest rates, disbursal times, tenure, and more. Take a look:

KreditBee Instant Loan Apps

Let’s start with KreditBee, an app that offers instant loans up to Rs 4 lakhs for salaried individuals earning a minimum monthly income of Rs 10,000.
Applying for a loan is hassle-free and can be done entirely online through KreditBee’s official website or app, eliminating the need for lengthy documentation.
With round-the-clock availability, loans are disbursed within just 10 minutes, as per the company’s claim. Users have the flexibility to choose loan tenures ranging from 3 to 24 months.
Borrowers can select repayment periods based on their preferences and financial capacity.

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Loan AmountInterest RateApp RatingDownloads
₹10,000 – ₹4 lakhs0% – 29.95% p.a.4.5/550,000,000+
Click Here – More Information

IndiaLends Instant Loan Apps

IndiaLends is a quick loan app that facilitates loans from partner banks including HDFC Bank, ICICI Bank, SBI, Axis Bank, and IDFC Bank, among others.
Upon registration on the app, users can apply for loans ranging from ₹10,000 to ₹2 lakhs. The interest rate for loan repayment varies from 10.25% to 29.99% based on the loan tenure.
The entire loan application process is conducted online, allowing users to apply for a loan anytime, day or night.

Loan AmountInterest RateApp RatingDownloads
₹10,000 – ₹2 lakhs10.25% – 29.99% p.a.4/55,000,000+
Click Here – More Detail

Bajaj Markets Instant Loan Apps

Bajaj Markets is a well-known name in the loan industry. Users who apply for a loan through the platform can have the amount transferred directly to their bank account almost instantly.
Personal loans are available at interest rates starting from 9.99%, along with a processing fee ranging from 0.5% to 2.5% based on the loan amount.
Regarding the loan amount, users can borrow up to ₹50 lakhs with a repayment tenure ranging from one to six years. It’s important to note that Bajaj may impose a penalty of two percent of the loan amount if the borrower fails to repay the loan on time.

Loan AmountInterest RateApp RatingDownloads
Up to ₹50 lakhs9.99% onwards4.1/510,000,000+
Apply Now – Click Here

PaySense Instant Loan Apps

Next on the list is PaySense, providing loans starting from Rs 5,000 up to Rs 5 lakhs to both salaried individuals and self-employed individuals to meet their financial needs during tight situations.
One notable feature of PaySense is its ability to grant Instant Loan Apps to individuals without a credit history or prior loan experience.
Through minimal paperwork, loan amounts are swiftly approved and deposited into the borrower’s bank account without delay.

Loan AmountInterest RateApp RatingDownloads
₹5,000 – ₹5 lakhs2.15% – 3%3.7/510,000,000+
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Paytm Instant Loan Apps

In addition to making UPI and wallet payments, Paytm offers instant personal Instant Loan Apps ranging from Rs 10,000 to Rs 3 lakhs through its mobile app.
To apply for a loan, users simply need to enter their PAN number and occupation type to initiate the loan approval process.
The applicable interest rate is displayed during the application process, varying based on the loan amount requested.

Loan AmountInterest RateApp RatingDownloads
₹10,000 – ₹3 lakhsShow on loan application4.5/5100,000,000+

Flipkart Instant Loan Apps

In partnership with Axis Bank, Flipkart now offers personal loans to individuals seeking to meet their financial requirements. The e-commerce giant provides loans ranging from Rs 50,000 to Rs 10 lakhs.
The loan tenure ranges from six to 60 months, allowing borrowers to repay their loans within this period.
Interest rates are displayed during the loan application process.

Click Here – More Detail

Loan AmountInterest RateApp RatingDownloads
₹50,000 – ₹10 lakhsShow on loan application4.2/5500,000,000+

CASHe Instant Loan Apps

CASHe is another mobile application that facilitates instant loan disbursements. It offers Instant Loan Apps amounts ranging from Rs 15,000 to Rs 4 lakhs with repayment tenures spanning from three to 18 months.
The service imposes a processing fee ranging from Rs 500 to Rs 1,200, depending on the borrowed amount, along with an interest rate of 2.5% per month.
Being an online-based platform, loans can be applied for at any time, with minimal waiting periods for the funds to be transferred to the borrower’s bank account.
It’s important to note that applicants should have a good credit history to expedite the loan approval process.

Click Here – Apply Now

Loan AmountInterest RateApp RatingDownloads
₹15,000 – ₹4 lakhs2.5% per month3.7/510,000,000+


Formerly known as EarlySalary, Fibe is an online platform catering to salaried employees, offering streamlined loan approval processes and swift disbursal of funds with minimal paperwork.
The app boasts of approving loans of up to Rs 5 lakhs in under two minutes, requiring only essential documents such as identity and income proof. The borrowed funds incur an interest rate ranging from 24 to 30 percent.
Additionally, customers have the flexibility to avail instant personal loans multiple times.

Loan AmountInterest RateApp RatingDownloads
Up to ₹5 lakhs2.5% per month4.4/510,000,000+

LazyPay Instant Loan Apps

LazyPay is a well-known player in the lending industry, known for its swift approval process for personal Instant Loan Appswithout the need for physical documentation.
Borrowers can apply for loan amounts starting from as low as Rs 10,000 up to Rs 5 lakhs, with an annual interest rate of 18 percent. The repayment tenure can vary from three months to 24 months.

Loan AmountInterest RateApp RatingDownloads
₹10,000 – ₹5 lakhs18% per annum4.4/55,000,000+

Buddy Instant Loan Apps

Moving on to the list is Buddy Instant Loan Apps, which has collaborated with several financial institutions including Muthoot Finance, Bajaj Finserv, and Tata Capital to cater to customers’ loan needs effectively.
This loan app provides loans ranging from Rs 1 lakh to Rs 50 lakhs with repayment periods spanning from 12 to 60 months. The annual interest rate starts at 9.99 percent and above.
To qualify for Instant Loan Apps through the app, individuals are required to submit proof of income for the past two years along with valid identity documentation.

Apply Now – Click Here

Loan AmountInterest RateApp RatingDownloads
₹1 lakh – ₹5 lakhs9.99% onwards (per annum)4.4/510,000,000+

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